It’s Not Me, It’s You: If The Economy Could Talk
Any way you put it—economic downturn, down economy, or the dreaded recession—things are tough right now. Companies have frozen or even lowered salaries, and some have even done away with employee benefits in order to stay afloat. But the people who aren’t getting raises, or are having to find their own health care are the lucky ones. There are millions of people out there who have lost their jobs, lost their homes, have lost the lives they were accustomed to living. Maybe you’re one of them, and if you are, that’s a shame. But now it’s time to get back out there and plan for your future.
Everyone knows job hunting can be stressful. It’s not fun, and there’s a lot of it that’s out of your control. The key is to focus on the things you can control. You can only blame the economy for your situation for so long. Are you doing everything you can to make yourself an attractive candidate? Are you making yourself stand out in this extremely competitive market? Sitting at your kitchen table, perusing the classifieds, and stuffing dozens of envelopes with resumes every day doesn’t cut it anymore. Here are some things you can do to gain an advantage over the competition, and get a job more quickly.
Spruce Up Your Resume
Let’s get one thing straight—your resume should not mirror your work history. They’re two different things. No hiring manager wants to read a six-page resume that lists every single job you’ve ever had, and every piece of software you’ve ever learned. Granted, if you’re just starting out, you may not have many jobs to list, so you will want to make the best of the experience you do have. But if you’ve been in the workforce for a while, you need to pare your resume down to one page, two tops.
Not only that, we’re at a point now where many resumes are not initially read by people. Companies run resumes through scanning software looking for certain keywords. If those keywords are not identified in your resume, it goes into the circular file, never to be read at all. The best thing you can do for yourself is to seek out a professional resume writing service. Resume pros know how to edit down a resume while keeping the most important information companies are looking for. They can also optimize your resume for those important keywords so you stand out from the crowd. Anything that gets you past the scanning software and into the door for an interview is a worthwhile investment.
Expand Your Search
You may get lucky and run across a gem in your local paper’s classifieds, but you can’t limit your job search to that page and expect to really get anywhere. Even using job listing Web sites isn’t enough anymore. There are so many other tools out there now, and if you’re not using them to find a job, you’re slacking. There’s no excuse not to when most of them are free.
Start with a LinkedIn profile. You’ll even find job listings there, some of which are exclusive to the site. Open a Twitter account and start following companies you want to work for, as well as industry leaders. You never know when someone will drop a job lead. And Facebook isn’t just for playing games and reminiscing about high school. Smart companies have pages on the site that you can follow and get their updates added to your News Feed. Use your Status to let your friends know you’re looking. If none of them are hiring, they may know someone who is. Just remember, passively following on any of these sites isn’t enough. You have to engage people to build a network that can produce job leads.
Become Your Own Boss
Starting a company used to mean getting a small business loan or some investors, finding office or warehouse space to rent or buy, and then filling that space with office furniture, equipment, and people. It was expensive, with a high failure rate, and an even higher stress rate. Now you can start a business for roughly ten bucks.
Okay, that’s oversimplifying it, but it’s not entirely inaccurate. You can buy an Internet domain for about ten dollars, and have a Web site set up in about an hour. You don’t need to start with an expensive designer or programmer. You can get going with free tools such as a blogging platform, a free blog theme, and a handful of plugins. And you don’t necessarily have to be selling an Internet-based service, either. Start a site for your jewelry-making business, or your lawn care service. Whatever it is you decide to do to either follow your passion, or just make ends meet until you find another job, the barrier to entry has been lowered dramatically by the Internet.
Above all, don’t give up. But don’t just sit around waiting for things to change, either. Take control of what you can, let go of what you can’t, and build your own future instead of waiting for someone to do it for you.
Leslie Williams is a writer for Jobfox Resumes, the largest resume writing service online. She specializes in using social media to connect to the right job.
If You Lose Your Job, Create One
You know that nice paying, comfortable job you’ve had for the past several years? Yeah, that one. It can be taken from you in the blink of an
eye. As long as their is someone above you (management, VP, CEO, etc…) you are putting yourself at risk; especially if you are not planning for the worst that could happen.
I like the way that this article is titled: Unemployment affects the finances of families
And believe it or not, it’s true! If you lose your income you will have an affect on your family finances. And with the way that the economy has been for the last two years, your job and thousands of other jobs are being cut. If you are not planning for this possibility then you my friend, are living in a dream world.
Unemployment is real, and abusing government handouts is real too. Please, don’t be lazy, get a job.And if you don’t want to go back to working the 9-5 drudgery, get creative about what you can do to earn an income. The possibilities are truly endless, and working for yourself can be a nice change of pace (as long as you can manage your time…). If you lose that steady income by being laid off, your new job is finding one. And if that means creating one, then you create it!
Here are some ideas to get you started (on the work for yourself path):
Learn something new
Go beyond your bubble and learn how to do something that makes you stand out. Be it HTML, PHP, blogging, SEO, etc. Whatever that one thing, or that combination of things, is that makes you more competitive and stronger than the person next to you – learn it and do it. Hard. [source]
Cut grass
It is that time of year and cutting grass is one thing that a majority of the people who live around you will not want to do. Walk your lawn mower around town and offer to cut yards for $30 (or whatever you see is a reasonable charge for your time). Then, when you are finishing up, offer to come by next week. Do that for each house and you’ll be busy.If you have a pickup truck, drive to the next neighborhood and do the same there. Before you know it you’ll have to hire some help.
Sell on eBay
I’ve talked about using eBay to earn extra cash for the holiday season but there are thousands upon thousands of individuals who earn more than extra cash, they are using the auction giant to earn a full-time income. Start by looking around your house. What can you put up on eBay that will sell? Don’t worry so much about the value, at first. Just put something up that you know will sell and will get your feet wet. Once you have done that, dig even further in your home for items that you don’t need but would be of value to someone on eBay. List it. Once you have done that a few times, offer to sell for your family and friends. Charge them 15% of the final value fee. That’s a taste of making money to sell items on eBay (which is easy). Then, tell them to tell all of their friends and coworkers that you can sell items for them on eBay. Give them a business card and let word of mouth do the rest. Leave flyers on your neighbors doorsteps….you get my drift.
Once people start calling you will get a taste of how much crap some people have. They will think that it is priceless but you will not lie to them and agree with them. It is not worth your time, especially if you have other clients calling you. Create a fee structure like this one: if the final value is is $50-$200 you charge 25% of the final value. If $201-$500 you charge 20%. If %501-$1,000 you charge 15%. If above $1,000, you charge 10%. This is just a suggested starting point, feel free to use it and adjust it.
If you start making your own path and aren’t relying on a 9-5 income, do this one thing and I can personally guarantee that you will keep the clients coming: Treat each and every client like they are your only client. Do this and they will keep coming back.
I hope these suggestions are helpful to you and get you thinking outside of the cubical box. If you lose your job, create one.
Don't be Lazy, Get a Job
While unemployment rates are rising (in the US and the UK), more and more people are turning to debt to make it by. Using credit cards to pay bills, borrowing money from friends and family, and even taking out loans. I’m sorry, but this is not the answer to the problem.
If you are fired, or laid off, or out of work, you have a new job. That’s right, a new job. You don’t get to “take the day” and mosey around your house or apartment. You have a new FULL TIME job. This job requires 8 hours of your attention every day and does not include a paid lunch. It should start promptly at 8am and end 8 hours later. Monday through Friday, this is your new job: LOOKING FOR A JOB.
I know, easy, right? Well apparently not if the unemployment rate keeps going up. But let me encourage you: you are better than that. You do not need to stay in that number. You do not need to settle for government hand outs and you do not need to NOT WORK because that is what other unemployed people are doing.
If you are laid off, your new job is finding a job. If it takes two full weeks (80 hours) to land the next job then that is what it takes. Call every person you know, or knew, and get your feelers out there! Look online. Call temp agencies. Settle for SOMETHING. Dig ditches for all I care. As long as you are being paid and are not relying on DEBT to live then I’m happy, and you should be too.
The worst thing you can do for yourself, and your family (or future family), is sit on your butt all day after being laid off. Some may look at losing a job as a terrible thing, and some make it into a terrible thing by not doing anything about it, but it can be used for good. Start your own business. Change careers. Etc. JUST DON’T SIT AROUND DOING NOTHING!! Get creative and do what it takes to stay out of using debt to live. Because, my friend, you are better than that, and you know it as well as I do.
What My Blackberry "Wipe" Has to do with Money and Life
Apparently my Blackberry disagrees with our current weather because yesterday it froze. 100% froze and would not let me do anything to stop it from staying that way. This morning I was able to find a small window of opportunity and “wipe” the device; which is essentially a “let’s start over” button. This erases everything and puts the phone back to factory settings with the latest operating system installed.
What does this have to do with you? Well, your money for one, and two, your life. I mentioned in this post that we are going to be branching out from our topic of money and into more of what it effects: your life. So this post will have some of that ‘other stuff’ intertwined. And it won’t be wordy either.
This is a pretty simple and straight forward message. With your money, there are times when you need to perform a reset. A new year is a good time for this and it is essentially reviewing your budget, goals, debts, and other financial facets, and performing a reset on some or all of them. Writing a new budget, putting more money into savings, paying down more debt, ect. If you just roll from one year and into the next, for example, without taking some time to see if a “wipe” is necessary it may become necessary when you least expect it. And with bad timing, most likely. A financial wipe is a good thing when you plan for it, just like a wipe on my Blackberry would have been a good thing when I planned for it. But when wipes become necessary and not planned for, they are more of a pain than a good thing.
In life, a “wipe” can become necessary at times, planned and unplanned. Life restarts are good, when planned for and most times are bad when not planned (but provide TONS of personal growth). A “wipe” in your life could be taking a few hours to think about where you have been in your life, where you are headed, and if that makes you happy or not. If it does not make you happy, then I would suggest starting over in an area of your life. Your job is what comes to my mind, because this is an area of my life that I have struggled with in the past and continue to do so even to this day. A majority of our time is spend thinking about making money or actually making it by going to a job and working. I urge you to not go into a job just for the money. As far as money is concerned, happiness at your job (which defines most of us) is much more important (this does not mean put yourself and your family at risk by quitting a job you don’t like…that is an entirely separate article).
That is just an example. There can be many other areas of your life where you could use a restart. This is a good thing, if you can see it coming. If it comes up unexpected, don’t let it freak you out too much. Just roll with whatever happens and be sure to come out of the restart, “wipe”, standing taller than before.
Over the new year, some of you may have taken some time to look at your life and money to see where it was headed. What did you find out? Did you perform a restart? Tell us in the comments…
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