What My Blackberry “Wipe” Has to do with Money and Life

January 7, 2009 by Aaron  
Filed under Life

Apparently my Blackberry disagrees with our current weather because yesterday it froze. 100% froze and would not let me do anything to stop it from staying that way. This morning I was able to find a small window of opportunity and “wipe” the device; which is essentially a “let’s start over” button. This erases everything and puts the phone back to factory settings with the latest operating system installed.

What does this have to do with you? Well, your money for one, and two, your life. I mentioned in this post that we are going to be branching out from our topic of money and into more of what it effects: your life. So this post will have some of that ‘other stuff’ intertwined. And it won’t be wordy either.

This is a pretty simple and straight forward message. With your money, there are times when you need to perform a reset. A new year is a good time for this and it is essentially reviewing your budget, goals, debts, and other financial facets, and performing a reset on some or all of them. Writing a new budget, putting more money into savings, paying down more debt, ect. If you just roll from one year and into the next, for example, without taking some time to see if a “wipe” is necessary it may become necessary when you least expect it. And with bad timing, most likely. A financial wipe is a good thing when you plan for it, just like a wipe on my Blackberry would have been a good thing when I planned for it. But when wipes become necessary and not planned for, they are more of a pain than a good thing.

In life, a “wipe” can become necessary at times, planned and unplanned. Life restarts are good, when planned for and most times are bad when not planned (but provide TONS of personal growth). A “wipe” in your life could be taking a few hours to think about where you have been in your life, where you are headed, and if that makes you happy or not. If it does not make you happy, then I would suggest starting over in an area of your life. Your job is what comes to my mind, because this is an area of my life that I have struggled with in the past and continue to do so even to this day. A majority of our time is spend thinking about making money or actually making it by going to a job and working. I urge you to not go into a job just for the money. As far as money is concerned, happiness at your job (which defines most of us) is much more important (this does not mean put yourself and your family at risk by quitting a job you don’t like…that is an entirely separate article).

That is just an example. There can be many other areas of your life where you could use a restart. This is a good thing, if you can see it coming. If it comes up unexpected, don’t let it freak you out too much. Just roll with whatever happens and be sure to come out of the restart, “wipe”, standing taller than before.

Over the new year, some of you may have taken some time to look at your life and money to see where it was headed. What did you find out? Did you perform a restart? Tell us in the comments…

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