Where You Are Now

If You Lose Your Job, Create One

You know that nice paying, comfortable job you've had for the past several years? Yeah, that one. It can be taken from you in the blink of an eye. As long as their is someone above you (management, VP, CEO, etc...) you are putting yourself at risk; especially if you are not planning for the worst that could happen. I like the way that this article is titled: Unemployment affects the finances of families And believe it or not, it's true! If you lose your income you will have an affect on your family finances. And with the way that the economy ...

Plastic Surgery

This horse has been beaten to death, I know, but I must continue talking about debt. It is such a huge problem in our culture today and I am afraid that it is only going to get worse as the years go by. Even after the global economy going into a recession, and even after millions of families having to foreclose on their homes, the vast majority of people will still be dependent on credit cards and other loans in order to meet the expenses that are associated with living life. That's right, living life. Paying the bills, putting food on the ...

A Glimmer of Hope

While banks, insurance companies, and automakers, are all failing, a company in the UK that provides debt advice and support is growing. Debt Free Direct bought consumer debt advice group Clear Start UK. While banks are failing, a debt management company is growing. I love that. This is encouraging to me!! This provides me with a glimmer of hope that we are not all lost, that not everyone out there is giving up and settling with the MYTH that debt is a part of life. We all know that debt has become a fact of every day life. Some people believe that ...

Don’t be Lazy, Get a Job

While unemployment rates are rising (in the US and the UK), more and more people are turning to debt to make it by. Using credit cards to pay bills, borrowing money from friends and family, and even taking out loans. I'm sorry, but this is not the answer to the problem. If you are fired, or laid off, or out of work, you have a new job. That's right, a new job. You don't get to "take the day" and mosey around your house or apartment. You have a new FULL TIME job. This job requires 8 hours of your attention ...

WYAN Radio Ep 13 – Credit Cards Are Not Your Friends

Through a discussion with a co-worker my distrust of credit cards was further cemented. They are not to be trusted and are not to be relied on! Don't make the mistake that millions of people have, DO NOT THINK THAT A CREDIT CARD IS YOUR FRIEND! [display_podcast] Subscribe in iTunes WATCH this show!! Show notes: Transferring a balance to your credit card is risky Understand what you are getting into when you sign up for a credit card Credit card companies apply payments to the balance with the lowest interest rate There are other ways to build credit (future podcast episode) In a band? Send me your music and ...

Most Recent

Revisiting Credit Card Debt

A lot of what we talk about here has to do with debt and in particular, credit card...

If You Lose Your Job, Create One

You know that nice paying, comfortable job you’ve had for the past several...

Plastic Surgery

This horse has been beaten to death, I know, but I must continue talking about debt....

A Glimmer of Hope

While banks, insurance companies, and automakers, are all failing, a company in...

Don’t be Lazy, Get a Job

While unemployment rates are rising (in the US and the UK), more and more people...

Subscribe to our recent posts

Activities

Compassion International

As mentioned in a previous post, both Aaron and I feel very strongly about giving....

Keep an Eye on Your Bank Accounts – Video

Another simple video with a simple idea. (Email subscribers, come out to the website...

10 Tips on Planning a Party on a Budget

Yesterday I talked about how I saved with the 25th wedding anniversary party I planned....

How I Saved Money This Week

Now December in general is a pricey month. There are Christmas parties to go to,...

Do You Give?

Image by Stuck in Customs via Flickr Lindsay and I are firm believers that...

Read More Posts From This Category

Budgeting

5 Easy Ways to Recover From Christmas

Image via Wikipedia November and December are crazy months and a crazy way to end a year. Lots of food, family, and money being spent. Lots of money being spent is where I want to focus this, obviously. For me, December was a ridiculously hard month to keep up with. Money in and money out. I had a budget for my Christmas gift shopping, but as... [Read more of this review]

Handling Your Household Finances

Who in your household handles the finances? Is it you or your spouse? It is almost always only one individual in the household that handles the money and truly has a grasp on their financial circumstances. But what about the other person? Shouldn’t they know exactly where the money is going and how much is in savings?Up until I got this nanny... [Read more of this review]

Decorate this Christmas with a Budget

I’m not sure if you are like my husband and I at all but we love the Christmas season. We start listening to Christmas music before it’s necessary to wear a sweater and we get our shopping done before Thanksgiving even rolls around. For me, the shopping is done so early because I’m so excited about buying gifts for everyone. It’s... [Read more of this review]

Video Tutorial – 30 Day Challenge Spreadsheet

Before you start your budget you need to track your spending for 30 days. This spreadsheet will help you do just that, all you have to do is enter the numbers, it does all of the math for you. Below is a video walking you through this spreadsheet and how to use it. It is uncut audio and video and I hope it is helpful for you. (I do need your help though.... [Read more of this review]

Video Tutorial – Using Our Spending Plan Spreadsheet

(This post is loaded with images and one video. For best results view in your web browser. Also, if you hear a lot of background noise on the video, please turn down your speaker volume. Until I purchase a quality microphone the background noise will be there at a very low level. And another thing, I did not plan on having a video, I stumbled upon... [Read more of this review]

Read More Posts From This Category